Ok, so the application process went something like this
Birthdate? 5/19/90
Source of income? “I get $698 a month disability”
How long have you been on disability? “3 yrs”
Oh my goodness, you’re so young to be disabled. What happened?
“I have trouble with math”
Ahh, say what?
“yeah I had trouble with math in school”
Okkkkk
...
Making payments on anything? “Car loan $250 mo”
Have you ever had utilities in your name? “Yes”
Do you have an outstanding account? “What does that mean?”
Do you owe anything on that account? “Yes, but not much..just maybe 500.”
You can’t get utilities turned on anywhere until you pay off that bill.
“Oh that isn’t any problem; the company said they would take out payments directly off my card each month”
All in one payment or in installments?
“What does that mean?”
Will they take the entire amount of 500 out at once or will they take out smaller payments over a period of time?
“Over a few months”
Okkkkkk so,
If you are only making 700 a month, how can you afford to pay 400 in rent, utilities of at least 100 a month, a car payment of 250, 50 a month for back utilities and at least another 100 for gas and electric here? AND still be able to take care of your baby?
“Oh I get food stamps and operation threshold will pay my utilities if I can’t.”
Ahhh, say what?
“Yeah up to three times a year, they will pay my utility bill if I can’t.”
Okkkkk
Let me do the math for you.
400(rent) 250(car payment) 100(utilities) 50(past due utilities)=800 and that is 100 more than what you 'earn' a month. That doesn’t include gas for your car (“my stepmom said she would pay for that”) cable (“my bf is gonna pay for that…but he isn’t living with me” Does he work? “ No.”)
Uh huhhhhhh
What about a phone? “Oh I get free obama phone each month.”
Obama phone??? “Yeah if you are on foodstamps or disability, you get a new phone with 250 free min every month”
~~~by now I am getting mildly upset~~~
What about rent and deposit to move in? “Oh *insert agency* is paying for rent and deposit”
Do you have to pay it back? “No, I’m on disability it’s free”
So basically you don’t have to do anything really to get everything for nothing? She laughed and said, yeah, like she was proud.
The father said, what does it matter to you? It is money in your pocket.
And to that I replied….I think I am in the wrong business.
I see this too often and more frequent in the last couple years. Scares me to see so many young people becoming totally dependent on someone other then themselves.